Year End 2018

Another year has passed, and some graphs to prove it was worth the savings efforts: 2018 Saving rates 2018 Saving rates were as high as ever this year, with a heartbeat in October as some went to an investment plan. What is there to say about it ? was it difficult? no. Is it beneficial? … Continue reading Year End 2018

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QTD Report mid-Dec ’18

Yes, once in a while I start with the mini QTD report that shows what my spending behaviour was over the last 3 months. And it's not looking good. Looks like I went off the Frugality tracks :-/... for a good reason: I have reorganised a few things along the way, which means without disclosing … Continue reading QTD Report mid-Dec ’18

Quarter-to-Date – beg. of Feb 2018

Quarter-to-Date (QTD) Instead of waiting Quarter-end or Month-end period to publish a little something about how I did and if my spending is in line I have amended the model and build a Quarter-to-Date view, which allows me to aggregate backward the last quarter of data starting now. By doing so I am no longer tied … Continue reading Quarter-to-Date – beg. of Feb 2018

2017 wrap – up

I finally found some time to put together my mini reports about my personal spending for the past year of saving challenge. #BSRI update I am below spending budget (Woo Hoo!), I planned for around 20% savings, finally achieving right above 30%, my highest saving rate ever. However, despite more frugal than usual lifestyle, I … Continue reading 2017 wrap – up