Penny saving habit

watch this ! https://www.youtube.com/watch?v=K00tU8O7_PU  

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Paradise Lost

I've already been further the Retired Early mark as I know it, I passed 40 years of age. As many of you, I probably realized a bit too late that if I am to live long I might not work just as long and I'd need a bit of money to support myself, ooops...