Récemment j'ai publié un post sur mon dernier rapport de dépense du trimestre en cumul sur 3 mois glissants. Voilà le détails sur comment je m'y prends pour
that's it, 2018 kicked off and I am reflecting on the past year events just like everyone else except maybe for one thing: I went for a saving challenge a year ago called: #BSRI (Even though I always want to write this down as "BRSI" I don't know why). What could I say that has not already … Continue reading One year of saving
currently working on rearranging my dashboard for year-end reports. The regular day to day dashboard is ready and works well, but so far it was still tied to the underlying pivot-tables. As some of you may know, Excel version for Mac is not as advanced as the latest on PCs, so I am using old-fashioned tricks instead of … Continue reading Dashboard changes
November nearly over, I am starting reflecting on the past year and the things I've learned from the saving challenge. So far no regrets embarking on the #BSRI ship for a year, it has not been a comfortable and smooth ride but I certainly made some progress in the way I buy things. I've spent quite … Continue reading Year-end approaching
Something strange happens when I start considering investing, I start to fear loosing my assets, loosing my hard earned money but when I go shopping the contentment is here and now, I buy stuff, it makes me happy, it feels real and I don't feel ripped off at all. In fact the more I think … Continue reading Consumption vs Investment
By Eric Perry, PhD-c
“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.” ~Will Rogers
Whereever we look, we are constantly being fed the idea that we need more “stuff.” We have 24 hour television channels devoted entirely to enticing us to buy more and more items we don’t really need. Every commercial break is an opportunity to sell to a captive audience. For those who do not watch television; the internet is always open, perpetually stocked with anything a person can imagine. Magazines flaunt the latest gadgets, cars, clothes, makeup, and anything else they are paid to advertise. Within social media, so-called influencers aim to sway the way we live. We are constantly encouraged to be olympic level consumers. The average American household has $5,700 in credit card debt. If we exclude those who pay their credit card off in…
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Two very minor changes recently occurred in my budget: I received a pay-hike of 40 EUR/month I cancelled a smartphone subscription of 20 EUR/month Well.. now you might be thinking it is not a tremendous change in lifestyle habit, not really close to a lottery winning ticket thing either... I am not really amazed by … Continue reading Budgeting adventure
So now the crucial question...
...c'est le titre d'un film français de 2002 rediffusé il y a deux jours et que j'ai pris plaisir a revoir
So how does this start ? Let say you want to buy a house, a car, an apartment you name it...