“do not use the product”

I used to be, and I still am a big fan of the show Breaking Bad. And one of the thing that WW tried to have Jessy Pinkman do is actually to not use the product, he repeatedly tried to get the message across at some point in the show after the first mistakes were … Continue reading “do not use the product”


No one wants you rich…

...not your friends, not your relatives nor the books that says so, not even yourself most probably. Anyway, I remember back in the days I was a smoker, more exactly an occasional non-smoker, the rest of the time cigarette was on my mind, if not in my lungs. Then I realiszd i was not climbing … Continue reading No one wants you rich…

Year End 2018

Another year has passed, and some graphs to prove it was worth the savings efforts: 2018 Saving rates 2018 Saving rates were as high as ever this year, with a heartbeat in October as some went to an investment plan. What is there to say about it ? was it difficult? no. Is it beneficial? … Continue reading Year End 2018

QTD Report beg of November ’18

there you go another QTD report before Xmas time kicks in. I know I am going to be spending more than I probably should once again and so a nice little good-looking expense report is more than welcome right now before it gets ugly 🙂 But more importantly, I'll probably be going away from the … Continue reading QTD Report beg of November ’18

2017 wrap – up

I finally found some time to put together my mini reports about my personal spending for the past year of saving challenge. #BSRI update I am below spending budget (Woo Hoo!), I planned for around 20% savings, finally achieving right above 30%, my highest saving rate ever. However, despite more frugal than usual lifestyle, I … Continue reading 2017 wrap – up