Quarter-to-Date (QTD) Instead of waiting Quarter-end or Month-end period to publish a little something about how I did and if my spending is in line I have amended the model and build a Quarter-to-Date view, which allows me to aggregate backwards the last quarter of data starting now. By doing so I am no longer tied … Continue reading Quarter-to-Date – beg. of Feb 2018
I finally found some time to put together my mini reports about my personal spending for the past year of saving challenge. #BSRI update I am below spending budget (Woo Hoo!), I planned for around 20% savings, finally achieving right above 30%, my highest saving rate ever. However, despite more frugal than usual lifestyle, I … Continue reading 2017 wrap – up
Here is a short summary of my saving rates over the course of the past 5 years; (I still have to work on the earlier years). Variations depending on real life events such as moving jobs... A saving rate above 100% means I sometimes get a deposit back or some taxes back which in some … Continue reading A history of saving
How long before retiring, how much to save ? Two crucial questions that a bit of spreadsheet magic can help answering... Let say you start work at 25, with 35KE p/a, free of debt, and ten year later you manage to get paid 45KE p/a Your budget on average might look like this: Then we … Continue reading A few calculations
Retour dans le passé sur toutes mes dépenses du quotidien Quelles sont les premières infos que j'ai pu tirer de cette base ? Au début pas grand chose, j'ai passé beaucoup de temps à tout remettre au même format car j'ai changé plusieurs fois de méthode en cours de route. So what could I get … Continue reading Where is the money gone ?